Our Team

Our Team

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Michael B. Johnson

President, Peninsula Financial Group


Mike and his family have deep roots in Georgetown, Sussex County, Delaware.  A lilfelong Delawarean, Mike was “born and raised” in Georgetown.  An undergraduate of the University of Delaware, Mike received his Master Degree in Business Management from Central Michigan University. 

As part of his Wealth Management business, Mike has continued his father’s tax business started in Georgetown in 1948.  Other components of the Wealth Management practice include the Insurances and Investments divisions, which Mike started over twenty years ago.

Mike’s “hobby” for the past 8 years has been serving on the Sussex County Planning and Zoning Commission.  “The Commish” enjoys being part of the oversight in the growth and development of the County he grew up in, lives and works in, and plans to retire in.  Mike is a firm believer in preserving our sensitive environmental resources while protecting our property rights.

As a child growing up in Georgetown, Mike enjoyed the activities available through the community including Little League, Scouts, the public library, etc.  As an adult, Mike has tried to begin repaying the debt of gratitude he owes these organizations and their volunteers for what they provided during his youth.  As an adult, besides financial donations, Mike has served as a Little League Coach, Team Sponsor and Board Member.  As his three children have grown and are no longer active in youth groups, Mike sought other avenues for continuing his community support.  His search for community involvement led him to join the Georgetown Millsboro Rotary Club.  Through the Rotary, Mike has been able to continue his community support and strives to abide by the Rotary motto, “Service Above Self”.  Besides the community support aspect of Rotary, Mike has enjoyed the camaraderie, information sharing and friendships of Rotarians. 

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Kathleen M. Ryan, CFP®

President, KMR Financial Network
Chief Investment Officer, Peninsula Financial Group


Kit is an Investment Advisor Representative of Woodbury Financial Services, Inc. and President of KMR Financial Network.  Kit began her financial career as a Senior Sales rep with Blue Cross/Blue Shield and more recently as Director of Retirement Sales with the Principal Financial Group.  She is a graduate of Georgetown University with a Bachelor of Science in Marketing and an emphasis in Finance.  While at Georgetown, Kit was also a member of the Lady Hoyas basketball squad.

Kit is a CERTIFIED FINANCIAL PLANNER practitioner and is focused on offering personalized retirement planning services to both the individual and to the small business community.  In addition, she holds series 7 and 63 securities registrations along with life and health licenses in all the Mid-Atlantic states.  Kit is a member of the Financial Planning Association (FPA) and the Philadelphia Tri-State Chapter of FPA.

One of the benefits in working with Kit is her ability to provide clear, easily understood explanations of your retirement and financial products and services.  The personalized program that she designs is focused on the unique needs and goals of each individual client.

Kit is actively involved in many community service projects including teaching Adult Education classes at Del Tech,  Pro Bono financial counseling for Military Families and she has recently been appointed to a 3 year term as a member of the Sussex County Pension Committee. 

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Pauline Harrington

Office Manager
Tax preparer

Pauline immigrated from Scotland to Maryland in 1965 as a small child.  She grew up in Maryland and then moved to Delaware in 1995 with her husband and three children.  She started working for Peninsula Financial Group in 1995.  Pauline was active in Pop Warner and the Little League for over 10 years.  In her spare time, Pauline likes to go to the beach and spend time with her two granddaughters.  Pauline is the office manager and handles the bookkeeping, Tax Preparation, and is a Notary Public.


Pauline is not affiliated with Woodbury Financial Services, Inc.

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Deborah A. Roy

Client Relations Manager

Debbie is a recent transplant to Sussex County from Southern New Jersey.  She is retired after 29 years of service with the State of New Jersey, Department of Human Services.  Debbie has extensive experience in providing financial services to the Disability Community, including Medicaid, Social Security and Supplemental Security Income.  She is a graduate of James Madison University, with a degree in Marketing.  Debbie is enjoying the lifestyle of Southern Delaware, especially the beaches, boardwalk, walks with her dog Charlie, dining and shopping.  She started her employment with Peninsula Financial Group/KMR Financial in July 2017 and is a Client Relations Manager assisting Mike and Kit.

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